PM orders faster loans, wider access and simpler procedures under Apna Ghar Scheme

• Premier Shehbaz directs simplification of application procedures, directing nationwide awareness drive to expand scheme outreach

• Tells banks to expedite approval and timely disbursement of loans as Rs11b already disbursed under housing initiative

• Over 67,900 applications received, 16,587 approved so far with 15-day processing deadline set for banks to speed up applications

ISLAMABAD: Prime Minister Muhammad Shehbaz Sharif on Thursday directed authorities to further simplify procedures and accelerate loan approvals under the Prime Minister’s Apna Ghar Scheme, stressing that greater facilitation for applicants would help more citizens realize their dream of owning a home and ordering nationwide awareness campaign so that more eligible citizens could benefit from the programme.

Chairing a review meeting on the progress of the housing initiative, Premier Shehbaz said the strong public response to the scheme was highly encouraging and reflected the growing demand for affordable housing, said a statement issued from the Prime Minister’s Office (PMO).

Prime Minister Muhammad Shehbaz Sharif chairs a review meeting regarding Prime Minister's Apna Ghar Programme in Islamabad on 11 June 2026. pic.twitter.com/AFgnF8H2tT

— Prime Minister's Office (@PakPMO) June 11, 2026

“Participation of a large number of citizens in the Apna Ghar Scheme is extremely welcome. If we continue at the current pace, the dream of home ownership for a maximum number of deserving people will be fulfilled,” PM Shehbaz said.

The prime minister observed that the success of the scheme would not only improve access to housing but also stimulate growth in the construction sector, boost allied industries and contribute to overall economic expansion.

اسلام آباد: 11 جون 2026۔

وزیراعظم محمد شہباز شریف کی زیر صدارت پرائم منسٹر اپنا گھر سکیم کے حوالے سے جائزہ اجلاس آج اسلام آباد میں منعقد ہوا.

اجلاس سے گفتگو کرتے ہوئے وزیرِ اعظم نے کہا کہ اپنا گھر سکیم میں شہریوں کی بڑی تعداد کا حصہ لینا انتہائی خوش آئند ہے. اگر اسی رفتار سے… pic.twitter.com/iWALrGkK4k

— Prime Minister's Office (@PakPMO) June 11, 2026

During the meeting, Shehbaz Sharif directed the Ministry of Housing to work with the State Bank of Pakistan to make the application form more user-friendly and easier for applicants to understand. He also instructed banks to expedite the approval process for valid applications and ensure timely disbursement of loans.

Emphasizing wider outreach, the prime minister ordered the authorities to intensify the nationwide awareness campaign so that more eligible citizens could benefit from the programme.

وزیراعظم محمد شہباز شریف کی زیر صدارت پرائم منسٹر اپنا گھر سکیم کے حوالے سے جائزہ اجلاس

اجلاس میں وزیراعظم کو اپنا گھر سکیم کی اب تک کی پیشرفت سے آگاہ کیا گیا۔

وزیراعظم کی زمینوں کے کاغذات کے حصول میں تیزی لانے کے لیے صوبوں کو ضلعی سطح پر اپنا گھر سکیم کے لیے سہولت ڈیسک قائم… pic.twitter.com/QPZZLFGFu1

— Government of Pakistan (@GovtofPakistan) June 11, 2026

To address difficulties faced by applicants in obtaining land ownership documents, he directed provincial governments to establish facilitation desks at the district level dedicated to the Apna Ghar Scheme.

The meeting was informed that loans worth Rs11 billion had so far been disbursed under the programme. Officials said the number of applications had increased significantly after the government simplified the scheme’s rules and regulations in March this year.

According to the briefing, a total of 67,900 applications have been received from across the country. Of these, 16,587 applications have been approved, while 3,146 beneficiaries have already received loan payments.

Officials said efforts were underway to further speed up the provision of concessional housing finance through digital hubs, facilitation desks and other administrative measures.

The meeting was also told that the State Bank of Pakistan had made it mandatory for banks to process Apna Ghar Scheme applications within 15 days.

Participants were informed that Parliament had recently passed condominium and financial institution recovery laws, which are expected to remove legal impediments in the housing sector and encourage greater investment and development.

A dedicated digital portal has also been launched to monitor the implementation and progress of the scheme, the meeting was told.

The meeting was attended by Federal Ministers Ahsan Iqbal Cheema, Mian Riaz Hussain Pirzada and Shaza Fatima Khawaja, Minister of State for Finance Bilal Azhar Kayani, the Governor of the State Bank of Pakistan, presidents and chief executive officers of Pakistani banks, provincial chief secretaries and senior officials from relevant institutions.