Punjab CM launches 'Apna Ghar, Mehfooz Ghar' to strengthen unsafe homes across Punjab

• New interest-free loans of Rs500,000 and Rs1 million approved to renovate weak houses and add extra floors

• CM orders expansion of 'Apni Chhat, Apna Ghar', says practical governance must protect lives during crises

• Over 180,000 housing loans approved, Rs217.8bn released as 134,343 homes completed across Punjab

 LAHORE: Punjab Chief Minister Maryam Nawaz on Tuesday approved the launch of the “Apna Ghar, Mehfooz Ghar” (My Home, Safe Home) programme under the flagship “Apni Chhat, Apna Ghar” (My Roof, My Home) initiative, introducing new interest-free financing to help families strengthen unsafe homes and prevent tragedies such as the recent Kahna incident.

The decision was taken during a special meeting chaired by the chief minister, where it was also agreed to further expand the scope of the “Apni Chhat, Apna Ghar” programme by introducing two new categories under the “Apna Ghar, Mehfooz Ghar” initiative.

وزیر اعلی مریم نواز شریف نے کاہنہ جیسے سانحات کی روک تھام کے لیے “اپنا گھر، محفوظ گھر پروگرام شروع کرنے کا حتمی فیصلہ کر لیا

اپنی چھت، اپنا گھر" پروگرام کا دائرہ کار مزید وسیع: اپنا گھر، محفوظ گھر" کے تحت 2 نئی کیٹیگریز متعارف

اپنا گھر --محفوظ گھر کے تحت کمزور چھتوں والے خستہ… pic.twitter.com/FMVv34acEq

— Pervaiz Sandhila (@chsandhilaa) July 8, 2026

Under the proposed programme, interest-free loans of Rs500,000 will be provided for the renovation and structural strengthening of houses with weak roofs or dilapidated buildings. In addition, interest-free loans of Rs1 million will be made available in easy instalments for families wishing to construct an additional storey or floor.

The meeting also reviewed the progress of the “Apni Chhat, Apna Ghar” and “Apni Zameen, Apna Ghar” (My Land, My Home) programmes. Participants were presented with a report on the successful participation of the Punjab Pakistan Pavilion in Baku, along with a special documentary highlighting the initiative.

The meeting was informed that interest-free loans had been approved for more than 180,000 homeless families under the “Apni Chhat, Apna Ghar” programme, while loans had already been disbursed to 170,000 families.

اپنا گھر، محفوظ گھر پروگرام!

سانحہ کاہنہ جیسے واقعات کی روک تھام کیلئے وزیر اعلی مریم نواز کا انقلابی منصوبہ۔

🔹گھر پر اضافی منزل بنانے کیلئے 10 لاکھ روپے دیئے جائیں گے۔

🔹خسته حال یا بوسیدہ چھت کی مرمت کیلئے 5 لاکھ روپے دیئے جائیں گے۔ pic.twitter.com/g2Ego9bQTO

— PMLN (@pmln_org) July 8, 2026

The briefing noted that Rs217.8 billion had so far been released for the programme, while around 27,500 houses were in the final stages of completion.

Officials further informed the meeting that 134,343 houses had already been completed across Punjab under the programme, while more than 1.278 million applications had been received from homeless families seeking assistance.

CM Maryam Nawaz directed the authorities to release the second instalment under the “Apni Chhat, Apna Ghar” programme within the next three days.

She said good governance was reflected through timely and practical measures rather than statements during times of crisis.

The meeting formally approved the introduction of a new Rs1 million interest-free loan category for constructing an additional floor, as well as a Rs500,000 loan category for repairing damaged, unsafe and weak roofs.

The briefing further stated that 2,000 residential plots had been distributed in 23 districts under the “Apni Zameen, Apna Ghar” programme. A separate report on rehabilitation and development work in those areas was also presented.

The chief minister directed the relevant authorities to further simplify the process for obtaining housing loans, saying that easier access would enable more deserving families to benefit from the government's housing initiatives.

She further directed that the 2,000 homeless families who had already received free residential plots under the “Apni Zameen, Apna Ghar” programme should also be provided interest-free loans for the construction of their houses.

Maryam Nawaz said the Punjab government would extend every possible support to help families make unsafe, weak-roofed and dilapidated houses secure and structurally sound.

Describing “Apni Chhat, Apna Ghar” and its allied initiatives as flagship programmes of the Punjab government, she stressed that no negligence would be tolerated in their implementation.

The Punjab CM further directed that no additional financial burden should be placed on poor families and that there should be no change in the existing eligibility criteria or procedures for obtaining housing loans.